What means of obtaining your capital equipment is right for you? Is it Leasing, a Bank Loan or Paying Cash?
Review the following and find out what’s best for your business.
| Lease Financing | Cash Purchase | Bank Loan | |
| Can my business acquire capital equipment without a substantial cash outlay? | YES | NO | NO, most banks require a large down payment. |
| Can my business customize the payment to meet our cash flow requirements? | YES | NO | NO, the bank normally dictates the payment. |
| Can my business avoid affecting our bank line of credit? | YES | Not Applicable | NO, your bank line will be affected a great deal. |
| Can my business delay payments until after the equipment begins to pay off? | YES | NO | NO, payments begin when the loan starts. |
| Can my business get approval for financing in one day? | YES | Not Applicable | NO, it could take days or weeks. |
| Can my business upgrade or add on equipment without difficulty? | YES | NO | NO, banks often require customers to apply for another loan. |
| Can my business deduct* all or most of the monthly payments from their taxable income? *Check with your tax consultant for details. | YES | Not Applicable | NO |
Leasing is more flexible, more economical and places fewer demands on your cash flow. Please contact Dantova Financials at 406-461-2932 for more details on a Business Lease verse a bank loan or paying cash.